Home Buyer Tips

AAARMSI Home Buyer University

AAA Reverse Mortgage Specialists has put together a home buyers tips section in the form of a school lesson. Hopefully you find it useful in your task of buying a home in Illinois!

This is a summary of each lesson structured to allow you to click on what ever category you will find useful at this time.

Let the lessons begin!


Lesson #1: Know Your Credit Health

Your credit is one of the most vital pieces to your mortgage. We will use your credit score as its main tool to judge if you are going to pay the lender on time or.....Click here to read more.


Lesson #2: Be Prepared to Explain Your Past Credit History

When your are obtaining a Florida Mortgage and especially if you are a First Time Home Buyer you will want to be prepared to explain your past credit history if......Click here to read more.


Lesson #3: Use Our Free Florida Mortgage Calculator

When you are trying to obtain a Florida Mortgage and buy your new home know what kind of payment to expect because you may be....Click here to read more.


Lesson #4: Have Your Mortgage Documents Ready

When you apply for your new Florida Mortgage you will be required to provide documents so that your loan can be approved and....Click here to read more.


Lesson #5: Be Honest With Your Florida Loan Officer

Hart Mortgage Services will be honest with you in your transaction to obtain a Florida Mortgage so please do the same with us and we....Click here to read more.


Lesson #6: Get in the Game and Get Pre-Approved

Whether you are Florida First Time Home Buyer, 2nd Home Buyer or an Investor, CONGRATULATIONS, you are making a big step in your life by...Click here to read more.


Lesson #7: Know What You Want

It seems simple but you would be surprised how un-prepared some First Time Home Buyers and even experienced homeowners really are when.....Click here to read more!


Lesson #8: Do I Have to Pay Closing Costs?

You will only have several options for your closing costs to be paid, either by the seller through the sales price or by the buyer with.....Click here to read more.


Lesson #9: Work With a Good Realtor

A Florida Realtor does not cost a buyer anything to hire. They are paid for out of the seller proceeds so they DO NOT cost you anything and....Click here to read more.


Lesson #10: Don't Forget the Extras

When you are looking at properties always be aware of these payments. They will either be included in your monthly payments our required to paid yearly unless....Click here to read more.


Lesson #11: If You Find a Great Deal, Make a Fair Offer

The Florida Real Estate market is not the same as it was in 2008 or even a month ago. Houses are going quick and you need to.....Click here to read more.


Lesson #12: Shop For Home Owners Insurance

One major piece to your Florida Mortgage puzzle is finding the best Home Owners Insurance for your new home but it could be.....
Click here to read more.


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